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Fort Dearborn Life Insurance
Basic Group Insurance Products
Benefits are available to employees who work at least 30 hours per week. Minimum of 75% participation if contributory, 100% if noncontributory.
Group Life, AD&D and Dependent Life
This plan offers protection for the entire family. The plan design offers flexibility for customization to meet the needs of employers and employees.
Plan features include:
Group Short-Term Disability
Group Short-Term Disability offers income protection for non-occupational accident or sickness, including pregnancy.
Plan features include:
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Flexible plan designs
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Maximum benefit period options, 13, 26 or 52, weeks
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Online Claim Reporting
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Employee Assistance Program (EAP)
Group Long-Term Disability
This plan provides protection and security for employees, and offers the employer work strategies, workplace accommodations and retraining opportunities.
Plan features include:
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Work incentive benefit, rehabilitative incentive income, and education benefit
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Survivor benefit
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Partial disability benefit
Group PPO Dental
This plan offers a choice of standard and customized benefit plan designs to meet your budget.
Plan features include:
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Extensive national network approximately 55,000 providers
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100% employee pay programs available
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Members may have less out of pocket expense when visiting a network dentist
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Emergency treatment available
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Claims management
Voluntary Group Insurance Products
Benefits are available to employers with two or more employees who work at least 20 hours per week.
Voluntary Group Dental
Available to groups with 2 or more enrolled employees
Plan features include:
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Personal choice of dentist
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Orthodontic coverage available for children
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Competitive pricing with NO underwriting review
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Multiple benefit options from which to choose
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Takeover coverage available
Group Voluntary Term Life & AD&D
This plan is available as a stand-alone for employees and family.
Plan features include:
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Guarantee Issue
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No minimum participation
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Up to $500,000 of term insurance
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Competitive programs for groups of all sizes
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Additional product features - no benefit reduction schedules, life benefits do not reduce with age
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Accelerated death benefit
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Portability
Group Voluntary Short-Term Disability
This plan gives the employees the means to help replace lost income for totally disabled due to a non-occupational accident or sickness, including pregnancy.
Plan features include:
Group Voluntary Long-Term Disability
This plan provides flexible income protection to employees for long-term illness or injury.
Plan features include:
Group Voluntary Critical Illness
This insurance product acts as a supplement to health insurance and other benefits, and my assist with uncovered costs, such as lost wages, deductibles and coinsurance, etc.
Plan features include:
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