Highlights

Help with today's most common medical needs. 
Health 1st America was designed to help your employees with their day-to-day medical expenses.  Our research shows that the majority of insureds use less than $2,000 of benefits per year.  Health 1st America was designed to help an insured pay for expenses that commonly fall within the most used portion of a medical plan. 

Affordable premiums
Health 1st America is designed upon the affordability needs of hourly employees.  In fact, they are so inexpensive that your employees can become insured with a plan starting at only one hour's pay per week.

Improve recruitment and retention
Our programs give your company a competitive advantage with recruitment and retention.  Offering Health 1st America allows you to say, "Benefits are available immediately."

Who is eligible for Health 1st America:

• Part-time employees
• Full-time employees
• Seasonal employees
• Contract employees
• Employees who are not eligible for major medical insurance

Our plans have proven to:

• Reduce overall health care spending
• Reduce turnover
• Reduce absenteeism
• Improve employee morale
• Reduce Workers Compensation spending

Plan features:

• No medical questions or physical exams
• Freedom to choose any provider
• Low or no deductible plans
• Benefits paid directly to the insured
• Pays in addition to other private insurance
• No administrative set up fees
• HIPPA compliant
• No provider networks
• Eligible dependents may be included
  

Help with basic everyday medical expenses.
Employees understand the "safety net" of local social services that cover medical expenses for catastrophic illnesses or injuries.  However, without basic medical coverage, common problems, like the flu, can become stressful events, which lead to absenteeism and less pay. 

Affordability
Health 1st America premiums are based on what hourly employees have told us they can afford.